Financial Counseling

Discover our financial counseling services for buying a home, avoiding foreclosure, and money management.

Attend YW’s ALICE Program Information Session

YWCA Delaware’s Asset Building ALICE program exists to provide support, tools, a YWCA Delaware Match Savings Plan, and training that help participants move toward greater stability.

Information Sessions

Free Online ALICE Information Sessions (Zoom)

Choose one session (the same information is shared at each):

  • Tuesday, September 22nd at 6 PM 

  • Wednesday, September 23rd at 12 PM 

  • Thursday, September 24th at 7 PM 

As an approved counseling agency of the U.S. Department of Housing and Urban Development, we provide financial, homeownership and foreclosure prevention counseling

  • One-on-One Financial Counseling

    Take control of your finances with YWCA Delaware’s personalized financial counseling services. Our one-on-one sessions offer customized guidance, strategies for reducing debt and improving your credit, and budgeting skills.

  • Foreclosure Prevention

    At YWCA Delaware, we understand that life’s challenges can make it difficult to keep up with mortgage payments. Our experienced HUD-certified counselors offer confidential support by assessing your financial circumstances, helping you understand the foreclosure process, connecting you with relief programs and resources, and assisting with lender communication and loan modifications.

  • Online Homebuyer Education and Money Management Courses

    Are you a first-time home buyer required to enroll in an online money management or homebuyer education course? YWCA Delaware can help. We offer essential resources and support to guide you through the home buying process. Our courses are designed to equip you with the knowledge and skills needed to make informed decisions, manage your finances, and understand your rights as a homeowner.

Connect with our Financial Counselors

Please fill out the following form as best that you can. After submitting your information, one of our HUD-Certified Housing Counselors will contact you.

Explore Our Upcoming Homeownership Workshops

YWCA Delaware offers a variety of free educational opportunities to help you prepare for homeownership.

Attend our Own It: Your Homebuyer Kick-Start Workshop with Del-One Federal Credit Union! This free workshop gives aspiring homebuyers clarity, confidence, and a real plan to move forward.

In-Person Workshops
Saturday, September 26, 2026 & Saturday, October 10, 2026
11:00 AM - 12:30 PM
YWCA Delaware’s Home-Life Management Center
709 North Madison Street, Wilmington, DE 19801

What You’ll Learn:

  • The 5 Cs of Credit

  • How credit unions differ from banks

  • Mortgage loan eligibility requirements

  • Costs associated with homeownership

  • Understanding closing costs

  • Preparing your finances for homeownership

Join our free Lending & Homeownership Essentials Seminar Series with Fulton Bank! Whether you're preparing to buy your first home or want to strengthen your financial foundation, gain the tools to take confident steps towards your future.

Learn how to build credit, understand mortgage options, and access grants.

Choose to attend a virtual mini session or join us in person for a deeper dive (lunch included!).

In-Person Seminar
Saturday, September 19 & Saturday, October 10
11:00 AM - 1:00 PM
500 DuPont Field Blvd, Ste 340, Wilmington, DE, 19807 (next to Wegman’s)

Economic Empowerment

YWCA Delaware’s Economic Empowerment Program serves hundreds of Delawareans annually with financial literacy, job training, salary negotiation resources, leadership development, and more.

Upcoming Free
Career Development
Workshops


Living on Purpose (The Compass)

Wednesday, October 7, 2026
6:00 p.m. - 7:30 p.m.
Location: YWCA Delaware's Home-Life Management Center 709 North Madison Street, Wilmington, DE 19801

Looking to discover the deeper meaning behind your work and/or where to go next?

This powerful workshop designed to help you find your purpose.

This session reconnects jobseeker professionals to the deeper meaning behind their work. Grounded in research linking purpose to engagement and well-being, participants move through a practical self-discovery framework to uncover where their passion, gifts, and community need converge.

Leave this workshop with a personal purpose statement and one honest next step toward living it.

This workshop is free to attend and open to all Delawareans ages 18+.

Facilitated by: Soyica White, CWDP, CED, SRSB

Managing the Uncertainties of Life & Work (The Anchor)

Wednesday, October 28, 2026
6:00 p.m. - 7:30 p.m.
Location: YWCA Delaware's Home-Life Management Center 709 North Madison Street, Wilmington, DE 19801

Are you a professional facing career and life disruption?

If you need guidance in transforming uncertainty from a source of fear into a catalyst for growth we hope you will join us for this workshop that offers real stories, the Roots/Rhythms/Relationships resilience framework, and a personal blueprint exercise to help you feel grounded, clear on what holds you, and equipped to navigate whatever comes next.

No cost to attend. Open to all Delawareans ages 18+.

Facilitated by: Soyica White, CWDP, CED, SRSB

Find Your Voice at Work

Thursday, October 22, 2026 | 6:00 p.m. - 7:30 p.m.
Location: YWCA Delaware's Home-Life Management Center 709 North Madison Street, Wilmington, DE 19801

This workshop will help you communicate your thoughts with clarity and confidence, share ideas and perspectives—even in challenging situations, express disagreement in a respectful, productive way, recognize the right moments to speak up (and when to hold back), make requests with confidence—whether advocating for yourself or setting boundaries.

No cost to attend. Open to all Delawareans ages 18+.

Facilitated by: D’Veda Mitchell, CSP, DuPont, Early Career Talent Lead

Manage It (The Roadmap)

Tuesday, November 11, 2026
6:00 p.m. - 7:30 p.m.
Location: YWCA Delaware's Home-Life Management Center 709 North Madison Street, Wilmington, DE 19801

Are you facing career obstacles and looking for new opportunities?

Join us for a workshop designed to help you take confident action toward your next opportunity.

During the session, you will:

- Learn about 8 proven strategies to take smart, confident action (even when the path is unclear)

- Discover how to navigate the hidden job market

- Translate transferable skills into new opportunities

- Leave with a skills inventory and one committed action due this week

Open to ages 18+ and completely FREE to attend.

Facilitated by: Soyica White, CWDP, CED, SRSB

Build Resilience Without Burning Out

Tuesday, November 17, 2026
6:00 p.m. - 7:30 p.m.
Location: YWCA Delaware's Home-Life Management Center 709 North Madison Street, Wilmington, DE 19801

By the end of this session, you’ll recognize early signs of burnout and how to respond before it builds, learn simple techniques to reduce stress—even in just a few minutes a day, set healthy boundaries with confidence and without guilt, feel more calm, focused, and in control of your time and energy, and walk away with realistic tools you can use right away.

  • "Thank you for helping to make our dream of homeownership a reality. This would not be possible without each and everyone of you! For this, you will always be our "Dream Team" and we are forever grateful for you all.”

    2023 YWCA Delaware Homeownership Client

  • "Thank you for all the time and effort to save my home. May GOD lead you in all your endeavors"

    November 2023, YWCA Delaware Foreclosure Prevention Client

  • "You are such a blessing! Thank you for your assistance with getting me back on track. I truly appreciate you."

    December 2023, YWCA Delaware Foreclosure Prevention Client

  • "I don't have any way to express this gratitude. I am beyond grateful and appreciate the work you've done on my behalf. "

    November 2022, YWCA Delaware Foreclosure Prevention Client

Have Questions?

For more information, please contact our team directly. We are here to assist you.

Address: 709 N. Madison Street, Wilmington, DE 19808
Phone: (302) 596-2210 x210
Email:
empower@ywcade.org

Connect with our Wo(men) Achieving New Directions Team for Career Development and WorkforceTraining questions.