Homeownership remains one of the most powerful ways to build and pass down wealth. Yet in Delaware, 12% of Delawareans live below the poverty line, an additional 39% of households fall into the ALICE population, earning too much to qualify for assistance, but not enough to afford basic necessities. As a result, many families are forced to choose between rent, food, medical care, and childcare. Without long-term financial support, families can cycle through eviction, foreclosure, and crisis again and again. 

At YWCA Delaware, we’re redefining what ALICE means.

Through our ALICE Asset Building Program — Advancing Livelihoods, Income Capacity, and Economic Stability — we provide sustained financial coaching, credit and savings development, pre-purchase counseling, trusted lender partnerships, YWCA Delaware Match Savings Plan, and post-purchase support.

By preparing families for the true cost of living and homeownership—from budgeting and credit to maintenance and long-term planning—we help participants move beyond crisis and toward financial independence.

Check Your Eligibility

Check to see if you may qualify for YWCA Delaware’s ALICE Asset Building Program.

ALICE Budget and Income Status Tool

How to Use This Tool

• Choose a location (state and one or multiple counties)

• Select total annual or monthly income, then input the amount and press submit.

• Choose a household composition: up to 6 adults (including those age 18-64 and those over age 65); and up to 6 children under 18 years old (infants, preschoolers, and school age.