Economic Empowerment

Working Woman, Economic Empowerment, YWCA Delaware

YWCA Delaware’s Economic Empowerment Program serves nearly 5,000 Delawareans annually with job training, financial literacy, salary negotiation, leadership development and more.

Discover our services for buying a home, avoiding foreclosure, improving job skills, and starting a business.

  • Foreclosure Prevention

    If you are behind in your mortgage payments and need help navigating your way back on track, we are here to help. We understand that anything can cause you to experience a loss of income, such as job loss, illness, death, etc. We offer several options to help you get back on your feet and save your home from foreclosure. Download our intake packet, complete the required paperwork and submit all of your documents to our Intake Specialist to receive expert advice and assistance from a housing counselor. No incomplete packets will be accepted, so please refer to the included checklist.

  • Career Development and Entrepreneur Support

    Our Wo(men) Achieving New Directions (WAND) program provide 21st Century job search and skills training to those with barriers to employment, including, individuals seeking to navigate the job market, identify transferable skills and re-brand themselves for new and current employment opportunities. WAND also offers strategies to emerging business owners who need “hands on” technical support and tools to position their business for success and sustainability.

  • "I don't have any way to express this gratitude. I am beyond grateful and appreciate the work you've done on my behalf. "

    November 2022, YWCA Delaware Foreclosure Prevention Client

  • "Thank you for all the time and effort to save my home. May GOD leads you in all your endeavors"

    November 2023, YWCA Delaware Foreclosure Prevention Client

  • "You are such a blessing! Thank you for your assistance with getting me back on track. I truly appreciate you."

    December 2023, YWCA Delaware Foreclosure Prevention Client

Homeownership

Service Announcement

The YWCA of Delaware is committed to providing comprehensive support and resources for those on their journey to homeownership.

As part of our ongoing efforts to enhance our services and manage our resources effectively, we are announcing a few important updates to our homeownership counseling services and the introduction of exciting new programs from the Delaware State Housing Authority (DSHA).

Our Services

Prepurchase Counseling

Please be advised that we are Prepurchase Counseling services are currently paused. This temporary pause will allow us to enhance our programs and bring you more comprehensive support in your homeownership journey. We appreciate your patience during this time and look forward to resuming these vital services in the near future.

DEMRP Program Update

The Delaware Emergency Mortgage Assistance Program (DEMRP) is currently at capacity and will not be accepting new clients at this time. We understand the importance of this program to many of our clients and are working diligently to reopen applications as soon as possible. We encourage those in need of assistance to explore other resources available through our website and reach out to our team for guidance.

New Homeownership Programs from DSHA


Down Payment & Closing Costs Assistance Programs

We encourage interested individuals to explore these programs and consider how they might benefit your path to homeownership. YWCA Delaware is here to support you every step of the way, from understanding these new options to planning your future home purchase.

  • Tailored for first-time homebuyers, defined as individuals who have not owned a primary residence in the past three years. Learn more

  • Available to both repeat and first-time homebuyers, offering flexibility and support. Learn More

  • Provides 3% of the final first mortgage loan amount to assist with down payment and closing costs. Learn more

  • Offers $12,000 in assistance for homes with a sales price of $285,000 or less, in the form of a second mortgage loan forgiven incrementally over 10 years. Learn more

  • Grants $10,000 in assistance for eligible occupations, with similar forgiveness terms as the Home Sweet Home program. Learn more

YW’s Economic Empowerment Programs

For more information on these updates and the DSHA homeownership programs, please ]contact our team directly. We are here to assist you in navigating these changes and exploring all available resources for achieving your homeownership dreams.Your journey to homeownership is important to us, and we are dedicated to providing you with the tools and support you need to succeed.

Address: 709 N. Madison Street, Wilmington, DE 19808
Phone: (302) 596-2210 x210
Email: empower@ywcade.org

Have Questions?

Connect with our Economic Empowerment Team for financial counseling questions.

Connect with our Wo(men) Achieving New Directions Team for Workforce and Entrepreneurial Training questions.